CPA & Virtual CFO for Chiropractors and Medical Practices | Hacking CPA

For Chiropractors & Medical Practices

A clearer financial system for a stronger practice.

Virtual CFO guidance and proactive tax strategy for owner-operated practices doing $500K–$5M — so you can see where cash is going, which services are working, and what the next decision will cost.

30 minutes with Bruce Hacking, CPA. No prep. No obligation.

13-week cash forecasting Service-line profitability Hiring and equipment models Proactive tax strategy Monthly CPA review

Where practice finances get blurry

Your schedule can be full while cash still feels tight.

The practice-management system shows visits and charges. The bank shows cash. The tax return shows history. You still need one financial view that explains how they connect.

Production is not the same as collected cash.

Charges, contractual adjustments, patient payments, payer deposits, and timing differences can make a busy month look healthier than it is. We reconcile the financial result so your forecast starts with reality.

Growth adds cost before it adds certainty.

An associate, another treatment room, new equipment, or a second location can all be smart moves. We model payroll, financing, ramp time, and cash cushion before you commit.

Not every service line carries the practice equally.

Adjustments, rehab, wellness plans, diagnostics, products, and ancillary services have different margins and cash cycles. A practice-level total can hide which work funds the operation.

Owner pay, tax reserves, and operating cash compete.

When every dollar sits in one account, distributions and quarterly taxes become guesswork. We separate what belongs to the owner, the tax plan, and the next operating cycle.

You should know what the practice earns, what it keeps, and what it can afford next.

Not after year-end. Not after the cash is gone. In a monthly operating cadence you can actually use.

The management view

Three views. One practice.

Your books should answer the questions in front of you, not just survive tax season.

Cash visibilityRolling view

Know the next 13 weeks before they happen.

A forecast connected to real bank activity, expected collections, payroll, debt, owner distributions, and tax reserves.

  • Payroll cushion
  • Collections timing
  • Owner vs. operating cash
  • Tax reserve planning
Profit clarityMonthly view

See what actually contributes to profit.

A rebuilt income statement that can show margin by service line, provider, or location where the available data supports it.

  • Service-line margin
  • Provider economics
  • Overhead visibility
  • Actual vs. plan
Decision confidenceForward view

Model the choice before you make it.

We pressure-test the decisions that change the practice: hiring, equipment, hours, locations, financing, and owner compensation.

  • Associate hire
  • Equipment purchase
  • Second location
  • Pricing and capacity

How the work happens

Repair the system. Then keep it useful.

The core Hacking CPA model: a deliberate 90-day repair and rebuild, followed by a monthly cadence with the CPA doing the thinking with you.

Trace how the practice turns work into cash.

We examine the reports, accounts, integrations, and habits feeding your financials. The goal is to find where clinical activity and accounting reality stop matching.

  • Account and report review
  • Deposit-flow mapping
  • Close-process review
  • Decision inventory

A deliberate fit

Built for the clinician who also owns the business.

This works best when the practice is established, the next decisions are meaningful, and the owner wants to understand the business rather than hand off every financial question.

  • $500K–$5M in annual revenue
  • Owner-operated chiropractic or medical practice
  • Established team, patient base, and operating history
  • Numbers exist, but you do not fully trust or understand them
  • You want an ongoing decision partner, not only a tax return

Common questions

Clear answers before we talk.

Do you replace our medical biller or coding specialist?

No. Billing and coding require specialized operational and compliance expertise. Hacking CPA focuses on the accounting result: reconciled deposits, cash timing, profitability, tax strategy, and decisions. We can coordinate financial workflows without presenting ourselves as your coding or clinical-compliance advisor.

Can you work with our practice-management system?

Usually, yes. During discovery, we review what financial data your current systems produce, how deposits reach the bank, and how that information reaches the books. The exact integration and access plan depends on your software, data quality, and security requirements.

What if our bookkeeping is behind or unreliable?

That is often the starting point. The 90-day repair and rebuild is designed to identify what is wrong, clean up the structure, and create a close and reporting cadence you can trust going forward.

Is this only for chiropractors?

Chiropractors are a primary specialty for this page, but the financial model also fits many owner-operated outpatient medical practices with similar concerns: collection timing, provider economics, payroll, equipment, locations, and tax planning.

How soon do we get useful information?

The initial repair and rebuild is planned around roughly 90 days. The exact pace depends on the state of the books, the systems involved, and how quickly information is available. The goal is not a cosmetic dashboard; it is a durable financial system.

Can you work with a practice outside Utah?

Yes. Hacking CPA works nationwide, with meetings and financial reviews handled remotely.

What happens on the first call?

You describe the practice, the numbers you do and do not trust, and the decision that is in front of you. Bruce will tell you directly whether the repair-and-rebuild model fits and what the next step would look like.

A working conversation

Bring the financial question that keeps following you home.

In 30 minutes, Bruce will help you name the gap, test whether Hacking CPA is the right fit, and outline what a repair and rebuild would require.

Free. No obligation. If it is not a fit, you will hear that directly.